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HF3035 (Legislative Session 94 (2025-2026))

Health insurance; prohibition on for-profit entities participating in certain markets eliminated.

AI Generated Summary

Purpose of the Bill

The main goal of this bill is to change the health insurance market regulations in Minnesota by allowing for-profit entities to participate in certain insurance markets. This bill seeks to eliminate existing restrictions that previously limited participation to nonprofit organizations and local governmental units.

Main Provisions

  • Modification of Restrictions: The bill amends Minnesota law to allow for-profit health maintenance organizations (HMOs) to participate in the medical assistance and MinnesotaCare programs, which were previously restricted to nonprofit organizations.
  • Proposal Requirements: Health maintenance organizations, whether nonprofit or for-profit, must submit proposals that comply with the requests for proposals. These proposals are needed to participate in state-governed health programs like medical assistance and MinnesotaCare.
  • Geographic Consideration: There is an emphasis on geographic regions as defined by the commissioner of human services. HMOs are encouraged to serve individuals in regions where their enrollment is lower compared to other regions.

Significant Changes to Existing Law

  • The bill repeals the existing provision that prohibits for-profit entities from participating in certain health insurance markets, particularly those involving medical assistance and MinnesotaCare programs.
  • It modifies the Minnesota Statutes section 62D.04 to allow broader participation of HMOs in public health programs by including for-profit entities.

Relevant Terms

  • Health maintenance organizations (HMOs)
  • For-profit entities
  • Nonprofit organizations
  • Medical assistance
  • MinnesotaCare
  • Certificate of authority
  • Geographic regions

Bill text versions

Actions

DateChamberWhereTypeNameCommittee Name
April 01, 2025HouseFloorActionIntroduction and first reading, referred toCommerce Finance and Policy

Citations

 
[
  {
    "analysis": {
      "added": [],
      "removed": [
        "Eliminates previous requirements for nonprofit HMOs participation in medical assistance and MinnesotaCare programs based on regional enrollment percentages."
      ],
      "summary": "The bill amends section 62D.04, subdivision 5, removing certain participation requirements for nonprofit health maintenance organizations in government programs.",
      "modified": []
    },
    "citation": "62D.04",
    "subdivision": "subdivision 5"
  }
]

Sponsors