HF3155

Gift card fraud included in organized retail theft.
Legislative Session 94 (2025-2026)

Related bill: SF3338

AI Generated Summary

Purpose of the Bill

This bill aims to address and minimize organized retail theft in Minnesota, particularly focusing on the misuse of gift cards within this activity.

Main Provisions

  • Definitions: The bill updates definitions related to gift cards and retail theft. It distinguishes between "closed-loop" and "open-loop" gift cards, which differ in terms of where they can be used.

    • Closed-Loop Gift Card: Prepaid and redeemable at a specific merchant or group of affiliated merchants.
    • Open-Loop Gift Card: Prepaid, redeemable at multiple unaffiliated merchants through a payment network.
  • Retail Theft Related Definitions:

    • Pattern of Retail Theft: Defined as two or more theft acts directed or committed by the same individual within six months.
    • Retail Theft Enterprise: A group of two or more individuals with a shared goal of unauthorized removal of merchandise, which can include variable membership and participation.

Significant Changes

  • Organized Retail Theft: The bill specifies that an individual is guilty if they are associated with a retail theft enterprise and commit or direct acts of theft involving retail merchandise.
    • The changes broaden the scope of what constitutes organized retail theft to include:
    • Reselling or intending to resell stolen merchandise.
    • Advertising stolen merchandise for sale.
    • Returning stolen merchandise for value.
    • Tampering with stolen merchandise to gain value from retailers or customers.

These provisions aim to strengthen the legal framework against sophisticated retail theft operations, particularly those involving gift cards.

Relevant Terms

retail theft, organized retail theft, gift card, closed-loop card, open-loop card, retail theft enterprise, pattern of retail theft, resale of stolen merchandise, retail market value.

Bill text versions

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Past committee meetings

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Actions

DateChamberWhereTypeNameCommittee Name
April 09, 2026HouseActionAuthor added
April 22, 2026HouseActionHouse rule 1.21, placed on Calendar for the Day
April 22, 2026HouseActionAuthor added
April 23, 2026HouseActionThird reading
April 23, 2026HouseActionBill was passed
Showing the 5  most recent stages. This bill has 13  stages in total. Log in to view all stages

Meeting documents

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Citations

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Progress through the legislative process

17%
In Committee

Sponsors

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