House File No. 454 is a proposed law in Minnesota that focuses on the insurance requirements for towing vehicles. This bill states that the Commissioner of Public Safety, including the Minnesota State Patrol, cannot set a mandatory amount of on-hook towing insurance for tow trucks when the vehicles they tow are valued at less than $400,000. In simple terms, this legislation is designed to prevent state authorities from enforcing a specific insurance coverage requirement on tow trucks for lower-value vehicles.