This bill, S.F. No. 1109, proposes a change to the insurance laws in Minnesota. Specifically, it would require insurance companies to accept an Individual Taxpayer Identification Number (ITIN) whenever they ask for a Social Security Number (SSN) on applications for insurance coverage. The bill aims to amend the existing law by adding a section making it clear that both SSN and ITIN should be acceptable for insurance applications, ensuring the application forms clearly indicate that ITINs are accepted. This change would help those who do not have an SSN, such as some immigrants, to still obtain insurance.