SF1179

SF1179 (Legislative Session 94 (2025-2026))

Fines increase for failure to provide vehicle insurance

Related bill: HF3106

AI Generated Summary

Senate File No. 1179 is a bill introduced in Minnesota aimed at increasing the penalties for driving without vehicle insurance. Under the revised bill, the penalties are structured as follows:

Initial Violation: If caught driving without insurance, the fine ranges from $200 to $300. Community service may be offered instead of a fine if the driver cannot afford to pay (only applicable for first-time violations).
Subsequent Violations:
- If another offense occurs within ten years of a prior violation, the fine increases to at least $550.
- For violations occurring within ten years after two or more prior offenses, the fine is at least $850.
Severe Incidents: If a driver without insurance causes an accident that results in death or substantial bodily harm, the offense is classified as a gross misdemeanor.
Proof of Insurance Requirement:
- Drivers cited for not having proof of insurance can avoid conviction by presenting valid proof of insurance by the date of their first court appearance.
- If a driver is not the vehicle's owner, they must provide the vehicle owner's contact details to the court.
Vehicle Owner Responsibilities: Vehicle owners are required to provide proof of insurance if requested. Failure to do so can result in misdemeanor charges.
License and Registration Revocation: The bill includes provisions for revoking the driver’s license and the vehicle's registration for up to 12 months for those convicted under this section. Reinstatement of the license or registration will require submission of insurance proof.
Notification of Penalties: The Commissioner of Public Safety is tasked with ensuring that all vehicle registration forms include a notice of these penalties.

This bill is designed to enforce stricter consequences to deter driving without insurance, thereby promoting responsibility and enhancing road safety.

Bill text versions

Introduction PDF file

Actions

Date	Chamber	Where	Type	Name	Committee Name
February 09, 2025	Senate	Floor	Action	Introduction and first reading
February 09, 2025	Senate	Floor	Action	Referred to	Transportation

Citations

[
  {
    "analysis": {
      "added": [
        "Increases fines for insurance violations.",
        "Introduces community service option in lieu of fines for indigent first-time violators."
      ],
      "removed": [],
      "summary": "This bill amends penalties related to vehicle insurance violations under Minnesota Statutes section 169.797.",
      "modified": [
        "Adjusts the penalties for recurring violations to specific fine amounts based on prior violations.",
        "Clarifies the proof of insurance submission requirements."
      ]
    },
    "citation": "169.797"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Cross-referenced within the bill section on penalties for vehicle insurance violations.",
      "modified": []
    },
    "citation": "169.791"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Defines 'substantial bodily harm' used in the context of vehicular violations causing accidents.",
      "modified": []
    },
    "citation": "609.02, subdivision 7a"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Referenced as part of the defenses not valid against charges under insurance violations when failing to update name or address.",
      "modified": []
    },
    "citation": "171.11"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Allows for consecutive sentences for offenses arising from a single course of conduct.",
      "modified": []
    },
    "citation": "609.035, subdivision 2"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "Referenced for requirements related to the provision of security by vehicle operators.",
      "modified": []
    },
    "citation": "65B.48"
  }
]