SF1179

Fines increase for failure to provide vehicle insurance
Legislative Session 94 (2025-2026)

Related bill: HF3106

AI Generated Summary

Senate File No. 1179 is a bill introduced in Minnesota aimed at increasing the penalties for driving without vehicle insurance. Under the revised bill, the penalties are structured as follows:

  1. Initial Violation: If caught driving without insurance, the fine ranges from $200 to $300. Community service may be offered instead of a fine if the driver cannot afford to pay (only applicable for first-time violations).

  2. Subsequent Violations:

    • If another offense occurs within ten years of a prior violation, the fine increases to at least $550.
    • For violations occurring within ten years after two or more prior offenses, the fine is at least $850.
  3. Severe Incidents: If a driver without insurance causes an accident that results in death or substantial bodily harm, the offense is classified as a gross misdemeanor.

  4. Proof of Insurance Requirement:

    • Drivers cited for not having proof of insurance can avoid conviction by presenting valid proof of insurance by the date of their first court appearance.
    • If a driver is not the vehicle's owner, they must provide the vehicle owner's contact details to the court.
  5. Vehicle Owner Responsibilities: Vehicle owners are required to provide proof of insurance if requested. Failure to do so can result in misdemeanor charges.

  6. License and Registration Revocation: The bill includes provisions for revoking the driver’s license and the vehicle's registration for up to 12 months for those convicted under this section. Reinstatement of the license or registration will require submission of insurance proof.

  7. Notification of Penalties: The Commissioner of Public Safety is tasked with ensuring that all vehicle registration forms include a notice of these penalties.

This bill is designed to enforce stricter consequences to deter driving without insurance, thereby promoting responsibility and enhancing road safety.

Bill text versions

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Past committee meetings

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Actions

DateChamberWhereTypeNameCommittee Name
February 10, 2025SenateActionIntroduction and first reading
February 10, 2025SenateActionReferred toTransportation
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Meeting documents

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Citations

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Progress through the legislative process

17%
In Committee

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