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SF2668 (Legislative Session 94 (2025-2026))

Group insurance program eligibility modification for certain spouses of retired state employees

Related bill: HF2020

AI Generated Summary

Purpose of the Bill

The purpose of this bill is to amend existing Minnesota law to include additional eligibility criteria for certain spouses of retired state employees to purchase health insurance under the group insurance program.

Main Provisions

  • Allows a spouse of a deceased retired state employee to purchase individual and dependent hospital, medical, and dental coverage if they were a dependent under the insurance plan at the time of the retiree's death.
  • Provides eligibility for spouses to purchase coverage when the retired employee enrolls in medical assistance due to a disability, provided the spouse was a dependent under the plan.
  • Requires that the insurance coverage for retired employees and their dependents remain non-discriminatory concerning preexisting conditions or evidence of insurability, unless similar conditions are applied to active employees.
  • Ensures that retirees and their dependents are pooled with active employees until the retiree reaches the age of 65 for insurance premiums and coverage purposes.

Significant Changes to Existing Law

  • Expands the eligibility for purchasing group insurance to include spouses of retired employees who meet specific conditions.
  • Clarifies that the group insurance must remain equitable with active state employees' plans and not discriminate based on preexisting conditions unless applicable across the board.

Relevant Terms

spouse, retired state employee, group insurance program, coverage eligibility, medical assistance, dependent, disability, Medicare, preexisting conditions

Bill text versions

Actions

DateChamberWhereTypeNameCommittee Name
March 16, 2025SenateFloorActionIntroduction and first reading
March 16, 2025SenateFloorActionReferred toState and Local Government

Citations

 
[
  {
    "analysis": {
      "added": [
        "A new provision allowing certain spouses to purchase coverage if they were dependents at the time of the retiree's death or if the retiree loses eligibility due to enrolling in medical assistance."
      ],
      "removed": [],
      "summary": "This bill modifies eligibility for certain spouses of retired state employees under the group insurance program in section 43A.27.",
      "modified": []
    },
    "citation": "43A.27"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "This bill references eligibility under the group insurance program related to retirement benefits as also found in section 43A.24.",
      "modified": []
    },
    "citation": "43A.24"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "This bill refers to age and service requirements for retirement benefits under section 352.115.",
      "modified": []
    },
    "citation": "352.115"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "The bill mentions plans established under section 43A.18 for employee coverage.",
      "modified": []
    },
    "citation": "43A.18"
  },
  {
    "analysis": {
      "added": [],
      "removed": [],
      "summary": "The bill references coordination with the medical assistance program under chapter 256B.",
      "modified": []
    },
    "citation": "256B"
  }
]

Sponsors