HF2752 (Legislative Session 94 (2025-2026))
Peer-to-peer car sharing program established.
Related bill: SF2650
AI Generated Summary
Purpose
The bill aims to establish a legal framework for peer-to-peer car sharing programs in Minnesota. It outlines the responsibilities of these programs, especially concerning insurance coverage, and seeks to differentiate peer-to-peer car sharing from traditional car rental services.
Main Provisions
- Definitions: The bill defines key terms such as "peer-to-peer car sharing program," "car sharing period," "shared motor vehicle owner," and "shared motor vehicle driver" to clarify the distinctions between peer-to-peer car sharing and traditional car rental services.
- Insurance Requirements: Ensures that during each car sharing period, there is motor vehicle liability insurance that covers shared motor vehicle owners and drivers. The coverage cannot be less than state-required minimums.
- Liability: Peer-to-peer car sharing programs assume liability for the vehicle during the sharing period unless certain misrepresentations or fraudulent activities are involved.
- Exemptions: These programs and shared vehicle owners are exempt from certain state and local laws that impose liability based solely on vehicle ownership.
- Record Keeping: Programs must maintain records of car sharing transactions and make them available for claims processing.
- Consumer Protections: The bill requires clear disclosures about insurance, potential indemnification responsibilities, and any impacts on existing liens on shared vehicles.
- Safety Recalls: Mandates checks on vehicles for safety recalls and prohibits sharing if unresolved recalls exist.
Significant Changes to Existing Law
- Repeal of Existing Law: The bill repeals Minnesota Statutes section 65B.49 subdivision 5a, which likely pertained to previous regulations on car-sharing or rental insurance.
- Tax Exemptions: Vehicles part of a peer-to-peer car sharing program are exempted from certain taxes and fees typically applied to rental vehicles.
Relevant Terms
peer-to-peer car sharing, shared motor vehicle, insurance coverage, liability exemption, tax exemption, consumer protection, safety recall, car sharing period, record keeping.
Bill text versions
- Introduction PDF file
Actions
| Date | Chamber | Where | Type | Name | Committee Name |
|---|---|---|---|---|---|
| March 24, 2025 | House | Action | Introduction and first reading, referred to | Commerce Finance and Policy |
Citations
[
{
"analysis": {
"added": [
"Exclusion of peer-to-peer car sharing from the definition of an auto rental company."
],
"removed": [],
"summary": "Amends the definition section related to auto rental companies, excluding peer-to-peer car sharing programs.",
"modified": []
},
"citation": "72A.125",
"subdivision": "subdivision 1"
},
{
"analysis": {
"added": [
"An exemption for vehicles that are part of a peer-to-peer car sharing program."
],
"removed": [],
"summary": "Amends the exemptions applicable to taxes and fees on vehicle leases or rentals.",
"modified": []
},
"citation": "297A.64",
"subdivision": "subdivision 4"
}
]Progress through the legislative process
In Committee