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HF2752 (Legislative Session 94 (2025-2026))

Peer-to-peer car sharing program established.

Related bill: SF2650

AI Generated Summary

Purpose

The bill aims to establish a legal framework for peer-to-peer car sharing programs in Minnesota. It outlines the responsibilities of these programs, especially concerning insurance coverage, and seeks to differentiate peer-to-peer car sharing from traditional car rental services.

Main Provisions

  • Definitions: The bill defines key terms such as "peer-to-peer car sharing program," "car sharing period," "shared motor vehicle owner," and "shared motor vehicle driver" to clarify the distinctions between peer-to-peer car sharing and traditional car rental services.
  • Insurance Requirements: Ensures that during each car sharing period, there is motor vehicle liability insurance that covers shared motor vehicle owners and drivers. The coverage cannot be less than state-required minimums.
  • Liability: Peer-to-peer car sharing programs assume liability for the vehicle during the sharing period unless certain misrepresentations or fraudulent activities are involved.
  • Exemptions: These programs and shared vehicle owners are exempt from certain state and local laws that impose liability based solely on vehicle ownership.
  • Record Keeping: Programs must maintain records of car sharing transactions and make them available for claims processing.
  • Consumer Protections: The bill requires clear disclosures about insurance, potential indemnification responsibilities, and any impacts on existing liens on shared vehicles.
  • Safety Recalls: Mandates checks on vehicles for safety recalls and prohibits sharing if unresolved recalls exist.

Significant Changes to Existing Law

  • Repeal of Existing Law: The bill repeals Minnesota Statutes section 65B.49 subdivision 5a, which likely pertained to previous regulations on car-sharing or rental insurance.
  • Tax Exemptions: Vehicles part of a peer-to-peer car sharing program are exempted from certain taxes and fees typically applied to rental vehicles.

Relevant Terms

peer-to-peer car sharing, shared motor vehicle, insurance coverage, liability exemption, tax exemption, consumer protection, safety recall, car sharing period, record keeping.

Bill text versions

Actions

DateChamberWhereTypeNameCommittee Name
March 23, 2025HouseFloorActionIntroduction and first reading, referred toCommerce Finance and Policy
March 23, 2025HouseFloorActionIntroduction and first reading, referred toCommerce Finance and Policy

Citations

 
[
  {
    "analysis": {
      "added": [
        "Exclusion of peer-to-peer car sharing from the definition of an auto rental company."
      ],
      "removed": [],
      "summary": "Amends the definition section related to auto rental companies, excluding peer-to-peer car sharing programs.",
      "modified": []
    },
    "citation": "72A.125",
    "subdivision": "subdivision 1"
  },
  {
    "analysis": {
      "added": [
        "An exemption for vehicles that are part of a peer-to-peer car sharing program."
      ],
      "removed": [],
      "summary": "Amends the exemptions applicable to taxes and fees on vehicle leases or rentals.",
      "modified": []
    },
    "citation": "297A.64",
    "subdivision": "subdivision 4"
  }
]

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