SF2650

SF2650 (Legislative Session 94 (2025-2026))

Peer-to-Peer Car Sharing Program Act establishment

Related bill: HF2752

AI Generated Summary

Purpose of the Bill

This legislative bill aims to establish a legal framework for peer-to-peer car sharing in Minnesota. It outlines the responsibilities and liabilities associated with sharing vehicles through a peer-to-peer car sharing program and specifies insurance requirements during the car sharing period.

Main Provisions

Definitions: Introduces and defines terms related to peer-to-peer car sharing like car sharing period, car sharing program agreement, shared motor vehicle, and shared motor vehicle driver.
Insurance Requirements: Mandates that during a car sharing period, both the vehicle owner and driver must be covered by liability insurance. The peer-to-peer car sharing program assumes liability for damages or injuries occurring during this period unless specific exceptions apply.
Exclusions and Coverage: Allows insurance policies to exclude coverage for vehicles involved in peer-to-peer car sharing, while the program itself must provide primary insurance coverage.
Record Keeping: Requires programs to keep detailed records of vehicle use, including times, locations, and fees, to assist in claims or investigations.
Indemnification: Clarifies circumstances under which a program can seek indemnification from vehicle owners or drivers for breaches of the car sharing agreement.
Safety Requirements: Vehicle owners must ensure their cars are free of unrepaired safety recalls before participating in peer-to-peer car sharing.

Significant Changes to Existing Law

Tax and Fee Exemption: Peer-to-peer shared vehicles are exempt from certain taxes and fees that apply to rental cars.
Repeal of Existing Statute: The bill repeals Minnesota Statutes 2024 section 65B.49 subdivision 5a, which previously covered vehicle insurance.
Consumer Protection and Disclosures: Requires detailed disclosures about insurance coverages, potential liabilities, and fees to both vehicle owners and drivers in the program.

Relevant Terms

Peer-to-peer car sharing
Insurance liability
Car sharing period
Shared motor vehicle
Financial protection package
Safety recall
Vicarious liability

Bill text versions

Introduction PDF file

Actions

Date	Chamber	Where	Type	Name	Committee Name
March 16, 2025	Senate	Floor	Action	Introduction and first reading
March 16, 2025	Senate	Floor	Action	Referred to	Commerce and Consumer Protection

Citations

[
  {
    "analysis": {
      "added": [
        "A new subsection clarifying disbursement rules."
      ],
      "removed": [
        "Eliminates previous requirement for municipal matching funds."
      ],
      "summary": "This bill modifies pension fund eligibility for volunteer firefighters under section 353G.06.",
      "modified": [
        "Adjusts pension payment schedule from annual to quarterly."
      ]
    },
    "citation": "353G.06"
  }
]