This legislative bill mandates that health insurance plans include a maternal mental health program. Such programs are required to offer comprehensive and effective care for pregnant and postpartum individuals, including mandatory mental health screenings based on the recommendations of the American College of Obstetricians and Gynecologists. Additionally, the bill ensures that healthcare professionals are reimbursed adequately for providing these services, such as conducting screenings, diagnosing conditions, and coordinating treatment. The bill also necessitates that healthcare professionals have access to resources and referrals to specialized perinatal mental health providers to ensure timely and effective care. Furthermore, the bill prohibits health plans from unreasonably delaying referrals to qualified behavioral health care professionals when clinically indicated, such as after a positive mental health test or reports of suicidal ideation during the perinatal period.