The proposed bill, S.F. No. 1085, aims to improve maternal mental health care by requiring health insurance plans to include a specific program focused on the mental health of pregnant and postpartum individuals. This program must provide comprehensive care, encourage health care providers to conduct mental health screenings based on established medical guidelines during the perinatal period, ensure providers are reimbursed for these services, and provide access to specialized mental health professionals and support networks as needed.

Additionally, the bill prohibits health plans from delaying referrals to behavioral health specialists when such referrals are clinically necessary, such as when a mental health condition is diagnosed or if suicidal thoughts are expressed during the perinatal period. These measures are designed to ensure timely and effective mental health care for mothers.