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SF2847 (Legislative Session 94 (2025-2026))

Statutory forms pertaining to garnishment modification

Related bill: HF2543

AI Generated Summary

Purpose of the Bill

The bill aims to amend existing Minnesota laws regarding statutory forms related to garnishments, focusing on improving clarity, specifying processes, and ensuring that judgment debtors are properly informed of their rights and obligations in garnishment proceedings.

Main Provisions

  • Garnishment Notices: Enhances the requirements for notifying judgment debtors about potential garnishments on their earnings or property. Debtors must be informed at least 10 days prior to any garnishment actions.
  • Exemptions: Outlines specific circumstances where a debtor's earnings are exempt from garnishment. These include receiving government assistance, having done so within the past six months, or recently being an inmate.
  • Disclosure and Worksheet Requirements: Details the format and information required on garnishment notices and worksheets, including the calculations for disposable earnings.
  • Debtor Rights: Improves the explanations given to debtors regarding their ability to claim exemptions and the legal means to challenge garnishments.
  • Penalties for Bad Faith: Establishes consequences for creditors or debtors who engage in bad faith actions, such as improperly ignoring valid exemption claims or making false claims of exemption.

Significant Changes to Existing Law

  • Structured Notifications: Mandates exact wording and format for notifications and disclosures related to garnishments to ensure consistency and understanding.
  • Exemption Claim Process: Clarifies the procedures for debtors to claim exemptions, requiring specific documentation like bank statements for the past 60 days.
  • Expanded Coverage for Exemptions: Includes a broader range of potential government benefits that qualify earnings for exemption from garnishment.
  • Penalties: Introduces fines up to $100 for parties who act in bad faith, either by ignoring legitimate exemptions or wrongfully claiming them.

Relevant Terms

  • Garnishment
  • Judgment debtor
  • Exemption notice
  • Earnings disclosure
  • Disposable earnings
  • Government assistance
  • Writ of execution

Bill text versions

Past committee meetings

Actions

DateChamberWhereTypeNameCommittee Name
April 23, 2025HouseFloorActionReceived from Senate
April 23, 2025HouseFloorActionReceived from Senate
March 20, 2025SenateFloorActionIntroduction and first reading
April 23, 2025HouseFloorActionSenate file first reading, referred for comparison
March 20, 2025SenateFloorActionReferred toJudiciary and Public Safety
April 23, 2025HouseFloorActionSenate file first reading, referred for comparison
April 24, 2025HouseFloorActionBills not identical, SF substituted on General Register
April 24, 2025HouseFloorActionBills not identical, SF substituted on General Register
April 01, 2025SenateFloorActionComm report: To pass as amended
April 24, 2025HouseFloorActionSecond reading
April 24, 2025HouseFloorActionSecond reading
April 01, 2025SenateFloorActionSecond reading
HouseFloorActionHouse rule 1.21, placed on Calendar for the Day
April 29, 2025HouseFloorActionHouse rule 1.21, placed on Calendar for the Day
April 22, 2025SenateFloorActionSpecial Order: Amended
April 29, 2025HouseFloorActionHouse rule 1.21, placed on Calendar for the Day
April 22, 2025SenateFloorActionSpecial Order: Amended
April 30, 2025HouseFloorActionThird reading
April 30, 2025HouseFloorActionThird reading
April 22, 2025SenateFloorActionThird reading Passed as amended
April 22, 2025SenateFloorActionThird reading Passed as amended
April 30, 2025HouseFloorActionBill was passed
May 01, 2025SenateFloorActionReturned from House
May 01, 2025SenateFloorActionReturned from House
April 30, 2025HouseFloorActionBill was passed
SenateNoteActionPresentment date
HouseFloorActionPresented to Governor
SenateNoteActionGovernor's action Approval
SenateNoteActionGovernor's action Approval
HouseNoteActionChapter number
HouseNoteActionGovernor approval
SenateNoteActionSecretary of State
HouseNoteActionChapter number
HouseFloorActionSecretary of State, Filed
SenateNoteActionSecretary of State
HouseFloorActionSecretary of State, Filed
HouseNoteActionChapter number

Citations

 
[
  {
    "analysis": {
      "added": [
        "A new subsection clarifying disbursement rules."
      ],
      "removed": [
        "Eliminates previous requirement for municipal matching funds."
      ],
      "summary": "This bill modifies pension fund eligibility for volunteer firefighters under section 353G.06.",
      "modified": [
        "Adjusts pension payment schedule from annual to quarterly."
      ]
    },
    "citation": "353G.06"
  }
]

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