HF2445

Housing finance bill.
Legislative Session 94 (2025-2026)

Related bill: SF2298

AI Generated Summary

Purpose of the Bill

The bill aims to establish a budget for the Minnesota Housing Finance Agency for the fiscal years 2026 and 2027. The funds are appropriated to various housing-related programs to support affordable housing, economic development, and assistance for individuals and families in need.

Main Provisions

  • Total Appropriation: Allocates $82,798,000 each year from the general fund for housing and development programs.

  • Program-Specific Funding:

    • Challenge Program: Allocates funds to economic development and housing projects, with a specific amount set aside for American Indian housing projects.
    • Workforce Housing Development: Supports housing development in Greater Minnesota with provisions for income-restricted units and owner-occupied homes.
    • Manufactured Home Park Infrastructure Grants: Provides grants for infrastructure improvements in manufactured home parks.
    • Workforce Homeownership Program: Supports initiatives to assist with homeownership for the workforce.
    • Rent Assistance Program & Housing Trust Fund: Allocates resources for rental assistance programs and contributions to the housing trust fund for various housing-related uses.
    • Homework Starts with Home: Directs funds toward programs for homeless and at-risk families with children.
    • Rental Assistance for Mentally Ill: Provides housing assistance to individuals and families affected by mental illness.
    • Family Homeless Prevention: Offers funding for programs aimed at preventing homelessness.
    • Home Ownership Assistance Fund: Works to address disparities in homeownership rates among communities of color and white households.
    • Affordable Rental Investment Fund: Finances the acquisition and rehabilitation of affordable rental properties, maintaining low-income affordability restrictions.
    • Owner-Occupied and Rental Housing Rehabilitation: Provides resources for rehabilitation projects without rent or income restrictions.
    • Homeownership Education: Supports education, counseling, and training programs related to homeownership.
    • Capacity Building Grants and Build Wealth MN: Grants for organizational growth and programs supporting financial stability and education.

Significant Changes

  • Prioritization and Flexibility: New emphasis on prioritizing housing projects that serve individuals seeking more integrated community living, especially within programs for mentally ill assistance.
  • Demographic Data Collection: The agency is tasked with collecting demographic data to better understand and address homeownership disparities.
  • Transfer of Funds: Allows flexibility for the commissioner to reallocate funds between various programs to address high-priority needs, ensuring responsiveness to emerging housing challenges.

Relevant Terms

  • Minnesota Housing Finance Agency
  • Economic Development
  • Housing Challenge Program
  • American Indian Housing
  • Workforce Housing
  • Infrastructure Grants
  • Rent Assistance
  • Homeless Prevention
  • Homeownership Disparities
  • Affordable Rental Investment
  • Rehabilitation Funds
  • Financial Literacy

Bill text versions

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Past committee meetings

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Actions

DateChamberWhereTypeNameCommittee Name
March 17, 2025HouseActionIntroduction and first reading, referred toHousing Finance and Policy
April 21, 2025HouseActionCommittee report, to adopt as amended and re-refer toWays and Means
HouseActionSee Senate file in House
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Meeting documents

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Citations

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Progress through the legislative process

67%
In Other Chamber

Sponsors

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